Every car has a story. For some, it is the excitement of a brand-new purchase; for others, it is the reliability of an older companion that has been on the road for years. Regardless of its age, every vehicle deserves reliable protection. GoldStar Insurance is one of Uganda’s most trusted insurers, offering a wide range of motor insurance solutions tailored to the needs of all drivers.
Established in 1996, GoldStar Insurance has built a reputation for financial stability, reliability, and customer-first service. Over the years, the company has earned recognition as one of Uganda’s leading general insurers, providing a full portfolio of products that range from personal policies to large-scale commercial covers. In the motor insurance segment, GoldStar stands out for its flexibility, innovation, and commitment to protecting motorists against the unpredictable nature of the road.
GoldStar’s comprehensive motor insurance policy is the most complete option for vehicle owners who want maximum peace of mind. It protects against theft, accidental damage, fire, storm, or even rare events such as earthquakes. Beyond physical damage, the cover extends to third-party liability, medical expenses, legal costs, and replacement of essential items like keys, locks, and electronic systems.
What sets GoldStar apart is its ability to customize policies through add-ons. Motorists can include COMESA coverage for cross-border travel, request courtesy cars while theirs is under repair, or even receive compensation for loss of use during downtime. This flexibility ensures that clients receive coverage that fits both their lifestyle and their financial capacity.
Options for Every Budget
Not every motorist requires full comprehensive coverage. GoldStar recognizes this and offers tailored alternatives:
Third-Party Motor Insurance: Covers damages or injuries caused to other people or their property.
Third-Party Enhanced: Extends the basic cover to include broader protection for property damage.
Third-Party, Fire & Theft: Adds cover for fire incidents and theft of the insured’s own vehicle.
These options make motor insurance accessible to every driver, regardless of budget or vehicle type. They also maintain the same quality of service and claims support that GoldStar is known for.
In 2025, GoldStar launched a digital claims application, transforming how policyholders interact with their insurer. Clients can now submit claims directly from their phones by uploading photographs, videos, and location data in real time. This innovation has simplified the process, reducing delays and ensuring accuracy in claims handling.
By embracing technology, GoldStar has demonstrated its commitment to modern, efficient, and customer-focused solutions that match the fast pace of today’s digital world.
Driving in Uganda presents its share of risks, from congested city streets to long-distance journeys across the region. GoldStar Insurance provides motorists with confidence that they are never alone when the unexpected happens. Whether it is a brand-new car or a trusted older vehicle, GoldStar offers the assurance of protection that is both reliable and affordable.
With nearly three decades of experience, a strong financial backbone, and a focus on innovation, GoldStar continues to set the standard for motor insurance in Uganda.