In today’s world, having reliable health insurance is crucial for ensuring that you and your family can access quality healthcare without financial strain. Absa Medical Insurance, underwritten by UAP Old Mutual Insurance Uganda, offers an affordable and dependable insurance solution tailored to meet diverse healthcare needs. With coverage of up to UGX 100 million, this insurance plan provides extensive benefits, including annual checkups, in-patient and outpatient services, optical and dental care, and maternity medical services.
Coverage and Benefits
Absa Medical Insurance is designed to cater to individuals and families, offering a range of packages to suit different budgets and healthcare requirements. The insurance cover extends not only within Uganda but also throughout East Africa, with access to medical facilities in Kenya, Rwanda, South Sudan, and even in India for specialized treatments.
Affordable Packages
Absa Medical Insurance offers four main packages, each designed to cater to varying levels of coverage and affordability:
- Platinum Package
- Annual Premium: UGX 1,343,000
- Inpatient Limit: UGX 100,000,000
- Outpatient Limit: UGX 5,000,000
- Optical Limit: UGX 1,000,000
- Dental Limit: UGX 1,000,000
- Maternity: UGX 5,000,000
- Funeral Benefit: UGX 3,000,000
- Gold Package
- Annual Premium: UGX 1,150,000
- Inpatient Limit: UGX 70,000,000
- Outpatient Limit: UGX 4,000,000
- Optical Limit: UGX 800,000
- Dental Limit: UGX 800,000
- Maternity: UGX 4,000,000
- Funeral Benefit: UGX 3,000,000
- Silver Package
- Annual Premium: UGX 956,000
- Inpatient Limit: UGX 50,000,000
- Outpatient Limit: UGX 3,000,000
- Optical Limit: UGX 500,000
- Dental Limit: UGX 500,000
- Maternity: UGX 3,000,000
- Funeral Benefit: UGX 3,000,000
- Bronze Package
- Annual Premium: UGX 750,000
- Inpatient Limit: UGX 30,000,000
- Outpatient Limit: UGX 2,000,000
- Optical Limit: UGX 300,000
- Dental Limit: UGX 300,000
- Maternity: UGX 2,500,000
- Funeral Benefit: UGX 3,000,000
Additional Features
Absa Medical Insurance goes beyond the basics to provide additional features that enhance the value and convenience of the coverage:
- Access to Over 300 Hospitals in Uganda: This extensive network ensures that policyholders can receive care close to home.
- Roaming Card: Provides access to medical services in Kenya, Rwanda, and South Sudan, making it ideal for those who travel within the region.
- International Access: Coverage includes over 50 medical facilities in India, facilitating access to specialized treatments abroad.
- International Travel Cover: Emergency treatment is covered for up to 6 weeks, ensuring peace of mind during international travel.
- Telemedicine Services: Policyholders can access virtual medical consultations and services without the need for a physical insurance card.
- Comprehensive Age Coverage: The policy covers individuals up to 70 years of age, with a one-year waiting period for pre-existing conditions.
- Corporate Plans: Available for corporate entities with 20 or more employees, starting at UGX 750,000 per employee annually.
Payment and Eligibility
The premium for Absa Medical Insurance is paid on an annual basis and must be paid upfront. This straightforward payment structure helps policyholders manage their financial planning effectively.
Conclusion
Absa Medical Insurance, underwritten by UAP Old Mutual Insurance Uganda, offers a robust and flexible solution for healthcare coverage. Whether you are an individual seeking comprehensive protection or a corporate entity looking to provide benefits to employees, Absa Medical Insurance has a package that fits your needs. With its wide range of benefits and extensive network of medical facilities, it stands out as a reliable and affordable choice for ensuring your health and well-being.